A Powerball jackpot is taxed twice: once by the IRS at 37%, and again by the state where the ticket was bought. Nine states add nothing on top. New York adds 10.9%, which on today's $674,000,000 jackpot is the difference between $178.9M and $148M in your pocket.
All 46 Powerball jurisdictions, ranked by state tax
Every state below sells Powerball and taxes the prize as shown. The take-home column applies today's live jackpot and assumes a single filer taking the cash option.
| State | Rate | State tax on the jackpot | You keep (lump sum) |
|---|---|---|---|
| California | 0% | $0 | $178,899,944 |
| Florida | 0% | $0 | $178,899,944 |
| New Hampshire | 0% | $0 | $178,899,944 |
| Pennsylvania | 0% | $0 | $178,899,944 |
| South Dakota | 0% | $0 | $178,899,944 |
| Tennessee | 0% | $0 | $178,899,944 |
| Texas | 0% | $0 | $178,899,944 |
| Washington | 0% | $0 | $178,899,944 |
| Wyoming | 0% | $0 | $178,899,944 |
| Arizona | 2.5% | −$7,097,220 | $171,802,724 |
| North Dakota | 2.5% | −$7,097,220 | $171,802,724 |
| Ohio | 2.75% | −$7,806,942 | $171,093,002 |
| Indiana | 2.95% | −$8,374,720 | $170,525,224 |
| Louisiana | 3% | −$8,516,664 | $170,383,280 |
| Kentucky | 3.5% | −$9,936,108 | $168,963,836 |
| Iowa | 3.8% | −$10,787,774 | $168,112,169 |
| Arkansas | 3.9% | −$11,071,663 | $167,828,281 |
| North Carolina | 3.99% | −$11,327,163 | $167,572,781 |
| Mississippi | 4% | −$11,355,552 | $167,544,392 |
| Michigan | 4.25% | −$12,065,274 | $166,834,670 |
| Colorado | 4.4% | −$12,491,107 | $166,408,837 |
| Oklahoma | 4.5% | −$12,774,996 | $166,124,948 |
| Nebraska | 4.55% | −$12,916,940 | $165,983,003 |
| Missouri | 4.7% | −$13,342,774 | $165,557,170 |
| West Virginia | 4.82% | −$13,683,440 | $165,216,504 |
| Illinois | 4.95% | −$14,052,496 | $164,847,448 |
| Georgia | 4.99% | −$14,166,051 | $164,733,893 |
| Idaho | 5.3% | −$15,046,106 | $163,853,837 |
| Kansas | 5.58% | −$15,840,995 | $163,058,949 |
| Montana | 5.65% | −$16,039,717 | $162,860,227 |
| Virginia | 5.75% | −$16,323,606 | $162,576,338 |
| New Mexico | 5.9% | −$16,749,439 | $162,150,505 |
| Rhode Island | 5.99% | −$17,004,939 | $161,895,005 |
| South Carolina | 6% | −$17,033,328 | $161,866,616 |
| Delaware | 6.6% | −$18,736,661 | $160,163,283 |
| Connecticut | 6.99% | −$19,843,827 | $159,056,117 |
| Maine | 7.15% | −$20,298,049 | $158,601,895 |
| Wisconsin | 7.65% | −$21,717,493 | $157,182,451 |
| Vermont | 8.75% | −$24,840,270 | $154,059,674 |
| Massachusetts | 9% | −$25,549,992 | $153,349,952 |
| Maryland | 9.7% | −$27,537,214 | $151,362,730 |
| Minnesota | 9.85% | −$27,963,047 | $150,936,897 |
| Oregon | 9.9% | −$28,104,991 | $150,794,953 |
| New Jersey | 10.75% | −$30,518,046 | $148,381,898 |
| Washington, D.C. | 10.75% | −$30,518,046 | $148,381,898 |
| New York | 10.9% | −$30,943,879 | $147,956,065 |
Rates are 2026 top marginal individual income tax rates, adjusted for states that exempt their own lottery. Verified October 23, 2026. Local taxes (NYC, Maryland counties, Indiana counties, Detroit) are noted on each state page.
The nine states that take nothing
California, Florida, New Hampshire, Pennsylvania, South Dakota, Tennessee, Texas, Washington, Wyoming. California and Pennsylvania do it by exempting their own lottery prizes despite levying an income tax; the rest have no personal income tax to apply.
Why the ranking surprises people
Two things trip people up. First, a state with a famously high income tax is not always expensive for lottery winners — California's 13.3% top rate never touches a California Lottery prize. Second, a state with a low rate can still be expensive once county or city tax is added, which is why Maryland at 6.5% ends up near New York once its county tax is counted.
The rate in this table is the final liability, not what the lottery withholds. Several states withhold less — New York withholds 8.82% against a 10.9% bill, Minnesota 7.25% against 9.85%. The difference is due at filing.
How to read a state page
Each state page carries the live calculator pre-set to that state, the state's actual rule (flat, graduated, exempt, or no income tax), the local add-ons that apply, three worked examples, and a comparison against its neighbours. Start with the state where you bought the ticket, then check the state where you live.
Common questions
Which state takes the least from a Powerball jackpot?
Nine states take nothing from a ticket bought there: California, Florida, New Hampshire, Pennsylvania, South Dakota, Tennessee, Texas, Washington and Wyoming, plus Puerto Rico and the U.S. Virgin Islands if you include territories. On today's $674M jackpot the difference between the cheapest and most expensive state is about $-30,943,879.
Does the state where I buy the ticket matter more than where I live?
The state of purchase withholds first, and the state of residence taxes the income and generally credits what the other state took. For a large prize both usually apply. There is no legal way to shop for a state at claim time — residency is a question of fact, not paperwork.
Why do some states with an income tax still pay out tax-free?
California and Pennsylvania exempt prizes from their own lotteries. Both still tax lottery winnings from other states, so the exemption follows the ticket, not the winner. Delaware and New Hampshire are different: they simply do not withhold at payout, and Delaware does tax the prize when you file.
Do city and county taxes apply on top?
In a few places yes. New York City residents add 3.876% to the 10.9% state rate; Yonkers adds 1.9594%. Maryland counties add up to 3.2%. Indiana counties add roughly 0.5%–3%, and Detroit residents pay a 2.4% city rate. Ohio cities, by contrast, generally cannot tax lottery winnings.